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Privacy Policy

Mortgease respects your privacy and is committed to protecting the personal information you share with us. We collect information such as your name, contact details, and financial data solely to provide mortgage advisory services. Your data is stored securely and is never sold to third parties. We may share relevant information with partner banks and financial institutions only to process your mortgage application. By using our services, you consent to this privacy policy. For questions about your data, contact us at enquiries@mortgease.ae.

Find the ideal
mortgage in UAE

Get personalized mortgage solutions with expert guidance and
fast processing, we’ll help you every step of the way.

Plan your finances with our mortgage calculator

Residency Status

Employement Type

Monthly Income

AED

Monthly Debt

AED

Loan Duration

Yr
2
How much can i borrow
How much does it cost?
3.99 3 yr Fixed
4.19 5 yr fixed
7 variable

Property value

AED

Percentage

%

Downpayment

AED

Loan Duration

Years
25

How much will it cost?

Loan Amount

AED 444.44000

Monthly Payment

AED 444.44000
Cost Breakdown
We work with top UAE banks
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Home buying from A to Z

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Home buying guide from A to Z

UAE's best mortgage rates

Compare mortgages and home loans in Dubai and the UAE from 15+ banks, hassle free.

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    Compare mortgages from 15+ banks
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    Browse UAE's best mortgage rates
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    Make a knowledgeable choice
UAE best mortgage rates comparison

Pre-approvals in 24h

Browse and get the best mortgage rates in Dubai and the UAE online and with full transparency.

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    mortgage pre-approvals in 24h
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    Full transparency
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    100% online
Fast mortgage pre-approval in 24 hours

100% commission free

We are 100% free: we get paid by our banking partners so you don't have to pay us.

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    Zero brokerage fees
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    Full support
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    And the best advisory

Seamless Process from Start to Finish

From pre-approval to disbursal, we’re with you every step of the way, ensuring a smooth and hassle-free mortgage experience.

800M

in home loans approved for clients

700+

applications processed, streamlining the home financing process for homebuyers across the UAE.

28

Bank Partners, offering clients access to exclusive mortgage rates and personalized financing options.

98%

Approval rate for our customers securing home financing, ensuring a smooth and reliable process.

Resident mortgage services
Commercial finance solutions

Expertise in Resident Mortgages

With extensive knowledge of the UAE home loan market and property transaction process, we take the hassle out of securing your mortgage.

Non-resident mortgage solutions

Custom Solutions for Non-Residents

Looking to buy in Dubai, Abu Dhabi, or anywhere else in the UAE? We offer exclusive, low-documentation mortgage options to simplify the process.

Equity release and refinancing

Equity Release & Refinancing

We help you access the equity in your current property or refinance an existing mortgage to reduce your payments and save more.

Commercial finance solutions

Commercial Finance Solutions

Whether you’re buying a new building or releasing equity from an existing one, our experienced mortgage consultants provide the right solutions for you.

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Consult with a mortgage expert in Dubai

Consult with a Mortgage Expert

We’ll understand your home buying goals and financial needs to match you with the right mortgage options.

Complete your mortgage application

Complete Your Application

Submit your documents, and we’ll work on securing your pre-approval and preparing your application.

Seal the deal on your new home

Seal the Deal

Once you’ve reviewed the final offer, sign the agreement and receive your mortgage from the bank.

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Have you found a property?

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Loan Summary

Down payment

AED 000,00

Transaction costs

AED 000,00

Upfront cost

AED 000,00

Monthly Payment

AED 4,123

Interest Rate

3.99%

Get approval
Tailored Mortgage Solutions.

Not sure where to start? We’ve got you. Let our experts guide you every step of the way—from pre-approval to move-in.Work with UAE’s trusted mortgage experts to secure the best deal, hassle-free.

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Property ready for mortgage in UAE
Off-plan property investment in Dubai
Seamless Process from Start to Finish
From pre-approval to disbursal, we’re with you every step of the way, ensuring a smooth and hassle-free mortgage experience.
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Speak with our expert consultants
With years of mortgage experience, our team will guide you through every step of the loan documentation and approval process
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Any Questions?
We Got You
Contact us

Who is eligible for a mortgage in the UAE?

Mortgages in the UAE are available to UAE Nationals, residents (expats), and non-residents. Terms and rates may vary depending on your residency status.

Does mortgease only assist with new mortgages?

We support you throughout the entire mortgage process from securing your first mortgage to managing existing ones, including buyouts (switching mortgages between banks) and equity releases for additional financing.

What types of properties can be financed?

The Central Bank permits mortgages on both new and old properties, including land purchases and construction financing.

What is the minimum down payment required?

The minimum down payment typically starts at 15% of the property’s price, though this may vary based on your profile and the property’s value.

Can my down payment be financed?

No, the down payment must be covered upfront and cannot be included in the mortgage or other types of financing. However, certain banks may assist with financing part of the DLD and broker fees if you're eligible.